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    Lowest Cost of Living Neighborhoods in Kentucky (2026 Rankings)

    Utility costs are a key part of your monthly budget. We ranked 25 neighborhoods in Kentucky by electricity rate as a proxy for overall cost of living. Lower rates mean more money in your pocket.

    Bowling GreenKY
    Kurby Score: 74
    Electricity Rate: 8.24¢/kWh
    Home Value: $215,300
    Population: 72,385
    Walk Score: 0/100
    AQI: 43
    OwensboroKY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $151,800
    Population: 60,019
    Walk Score: 0/100
    AQI: 43
    IrvineKY
    Kurby Score: 69
    Electricity Rate: 8.24¢/kWh
    Home Value: $101,200
    Population: 2,785
    Walk Score: 0/100
    AQI: 43
    4
    WinchesterKY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $160,300
    Population: 19,080
    Walk Score: 0/100
    AQI: 43
    5
    ElizabethtownKY
    Kurby Score: 75
    Electricity Rate: 8.24¢/kWh
    Home Value: $207,800
    Population: 31,425
    Walk Score: 0/100
    AQI: 43
    6
    EddyvilleKY
    Kurby Score: 66
    Electricity Rate: 8.24¢/kWh
    Home Value: $162,500
    Population: 2,783
    Walk Score: 0/100
    AQI: 43
    7
    ElsmereKY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $150,500
    Population: 9,126
    Walk Score: 0/100
    AQI: 43
    8
    DanvilleKY
    Kurby Score: 75
    Electricity Rate: 8.24¢/kWh
    Home Value: $181,500
    Population: 17,191
    Walk Score: 0/100
    AQI: 43
    9
    Oakbrook CDPOakbrook CDP, KY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $238,100
    Population: 10,045
    Walk Score: 0/100
    AQI: 43
    10
    AlexandriaKY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $242,700
    Population: 10,322
    Walk Score: 0/100
    AQI: 43
    11
    Mount WashingtonKY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $231,200
    Population: 17,987
    Walk Score: 0/100
    AQI: 43
    12
    GeorgetownKY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $223,700
    Population: 37,510
    Walk Score: 0/100
    AQI: 43
    13
    CovingtonKY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $153,600
    Population: 40,923
    Walk Score: 0/100
    AQI: 43
    14
    BardstownKY
    Kurby Score: 75
    Electricity Rate: 8.24¢/kWh
    Home Value: $173,300
    Population: 13,564
    Walk Score: 0/100
    AQI: 43
    15
    GlasgowKY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $140,500
    Population: 15,043
    Walk Score: 0/100
    AQI: 43
    16
    LexingtonKY
    Kurby Score: 72
    Electricity Rate: 8.24¢/kWh
    Home Value: $225,000
    Population: 322,570
    Walk Score: 86/100
    AQI: 36
    17
    MorgantownKY
    Kurby Score: 68
    Electricity Rate: 8.24¢/kWh
    Home Value: $104,200
    Population: 2,734
    Walk Score: 0/100
    AQI: 43
    18
    MiddlesboroughKY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $87,000
    Population: 9,383
    Walk Score: 0/100
    AQI: 43
    19
    Electricity Rate: 8.24¢/kWh
    Home Value: $247,900
    Population: 321,276
    Walk Score: 0/100
    AQI: 43
    20
    NicholasvilleKY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $189,500
    Population: 31,352
    Walk Score: 0/100
    AQI: 43
    21
    VersaillesKY
    Kurby Score: 74
    Electricity Rate: 8.24¢/kWh
    Home Value: $258,000
    Population: 10,297
    Walk Score: 0/100
    AQI: 43
    22
    Electricity Rate: 8.24¢/kWh
    Home Value: $204,800
    Population: 629,176
    Walk Score: 0/100
    AQI: 43
    23
    LouisvilleKY
    Kurby Score: 65
    Electricity Rate: 9.00¢/kWh
    Home Value: $195,000
    Population: 633,045
    Walk Score: 95/100
    AQI: 57
    24
    LeitchfieldKY
    Kurby Score: 66
    Electricity Rate: 12.10¢/kWh
    Home Value: $131,500
    Population: 6,432
    Walk Score: 0/100
    AQI: 43
    25
    ErlangerKY
    Kurby Score: 75
    Electricity Rate: 12.10¢/kWh
    Home Value: $173,800
    Population: 19,577
    Walk Score: 0/100
    AQI: 43

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