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    Neighborhoods/Kentucky

    Lowest Cost of Living Neighborhoods in Kentucky (2026 Rankings)

    Utility costs are a key part of your monthly budget. We ranked 25 neighborhoods in Kentucky by electricity rate as a proxy for overall cost of living. Lower rates mean more money in your pocket.

    Bowling GreenKY
    Kurby Score: 74
    Electricity Rate: 8.24¢/kWh
    Home Value: $215,300
    Population: 72,385
    Walk Score: 0/100
    AQI: 43
    OwensboroKY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $151,800
    Population: 60,019
    Walk Score: 0/100
    AQI: 43
    IrvineKY
    Kurby Score: 69
    Electricity Rate: 8.24¢/kWh
    Home Value: $101,200
    Population: 2,785
    Walk Score: 0/100
    AQI: 43
    4
    WinchesterKY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $160,300
    Population: 19,080
    Walk Score: 0/100
    AQI: 43
    5
    ElizabethtownKY
    Kurby Score: 75
    Electricity Rate: 8.24¢/kWh
    Home Value: $207,800
    Population: 31,425
    Walk Score: 0/100
    AQI: 43
    6
    EddyvilleKY
    Kurby Score: 66
    Electricity Rate: 8.24¢/kWh
    Home Value: $162,500
    Population: 2,783
    Walk Score: 0/100
    AQI: 43
    7
    ElsmereKY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $150,500
    Population: 9,126
    Walk Score: 0/100
    AQI: 43
    8
    DanvilleKY
    Kurby Score: 75
    Electricity Rate: 8.24¢/kWh
    Home Value: $181,500
    Population: 17,191
    Walk Score: 0/100
    AQI: 43
    9
    Oakbrook CDPOakbrook CDP, KY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $238,100
    Population: 10,045
    Walk Score: 0/100
    AQI: 43
    10
    AlexandriaKY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $242,700
    Population: 10,322
    Walk Score: 0/100
    AQI: 43
    11
    Mount WashingtonKY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $231,200
    Population: 17,987
    Walk Score: 0/100
    AQI: 43
    12
    GeorgetownKY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $223,700
    Population: 37,510
    Walk Score: 0/100
    AQI: 43
    13
    CovingtonKY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $153,600
    Population: 40,923
    Walk Score: 0/100
    AQI: 43
    14
    BardstownKY
    Kurby Score: 75
    Electricity Rate: 8.24¢/kWh
    Home Value: $173,300
    Population: 13,564
    Walk Score: 0/100
    AQI: 43
    15
    GlasgowKY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $140,500
    Population: 15,043
    Walk Score: 0/100
    AQI: 43
    16
    LexingtonKY
    Kurby Score: 72
    Electricity Rate: 8.24¢/kWh
    Home Value: $225,000
    Population: 322,570
    Walk Score: 86/100
    AQI: 36
    17
    MorgantownKY
    Kurby Score: 68
    Electricity Rate: 8.24¢/kWh
    Home Value: $104,200
    Population: 2,734
    Walk Score: 0/100
    AQI: 43
    18
    MiddlesboroughKY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $87,000
    Population: 9,383
    Walk Score: 0/100
    AQI: 43
    19
    Lexington-Fayette urban countyKY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $247,900
    Population: 321,276
    Walk Score: 0/100
    AQI: 43
    20
    NicholasvilleKY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $189,500
    Population: 31,352
    Walk Score: 0/100
    AQI: 43
    21
    VersaillesKY
    Kurby Score: 74
    Electricity Rate: 8.24¢/kWh
    Home Value: $258,000
    Population: 10,297
    Walk Score: 0/100
    AQI: 43
    22
    Louisville/Jefferson County metro government (balance)KY
    Kurby Score: 76
    Electricity Rate: 8.24¢/kWh
    Home Value: $204,800
    Population: 629,176
    Walk Score: 0/100
    AQI: 43
    23
    LouisvilleKY
    Kurby Score: 65
    Electricity Rate: 9.00¢/kWh
    Home Value: $195,000
    Population: 633,045
    Walk Score: 95/100
    AQI: 57
    24
    LeitchfieldKY
    Kurby Score: 66
    Electricity Rate: 12.10¢/kWh
    Home Value: $131,500
    Population: 6,432
    Walk Score: 0/100
    AQI: 43
    25
    ErlangerKY
    Kurby Score: 75
    Electricity Rate: 12.10¢/kWh
    Home Value: $173,800
    Population: 19,577
    Walk Score: 0/100
    AQI: 43

    More Kentucky Guides

    Safest Neighborhoods in Kentucky

    ranked by lowest violent crime rates

    Most Walkable Neighborhoods in Kentucky

    ranked by Walk Score

    Most Affordable Neighborhoods in Kentucky

    ranked by affordability index

    Best Neighborhoods for Families in Kentucky

    ranked by safety, walkability, and homeownership

    Best Neighborhoods for Retirees in Kentucky

    ranked by safety and affordability

    Neighborhoods with the Cleanest Air in Kentucky

    ranked by Air Quality Index

    Best Neighborhoods for Commuters in Kentucky

    ranked by transit score

    Best Neighborhoods for Biking in Kentucky

    ranked by bike score

    Quietest Neighborhoods in Kentucky

    ranked by lowest road noise levels

    Lowest Crime Neighborhoods in Kentucky

    ranked by lowest property crime rates

    Highest Homeownership Neighborhoods in Kentucky

    ranked by homeownership rate

    Most Affordable Rent Neighborhoods in Kentucky

    ranked by lowest median rent

    Highest Income Neighborhoods in Kentucky

    ranked by median household income

    Lowest Unemployment Neighborhoods in Kentucky

    ranked by lowest unemployment rate

    Best Climate-Resilient Neighborhoods in Kentucky

    ranked by lowest climate risk score

    Lowest Property Tax Neighborhoods in Kentucky

    ranked by affordability index (proxy for property tax burden)

    Best Neighborhoods for First-Time Buyers in Kentucky

    ranked by affordability index

    Best Neighborhoods with Public Transit in Kentucky

    ranked by transit score

    Best Neighborhoods for Young Professionals in Kentucky

    ranked by walkability score

    Greenest Neighborhoods in Kentucky

    ranked by best air quality

    Most Populated Neighborhoods in Kentucky

    ranked by population

    Lowest Poverty Rate Neighborhoods in Kentucky

    ranked by lowest poverty rate

    Highest Home Value Neighborhoods in Kentucky

    ranked by median home value

    Most Affordable Housing Neighborhoods in Kentucky

    ranked by lowest median home value

    Safest Neighborhoods (Low Property Crime) in Kentucky

    ranked by lowest property crime rates

    Want detailed data for a specific address?

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